Investor tool

DSCR calculator

Estimate your debt service coverage ratio using projected rent and property expenses. The calculator starts at an editable 80% LTV and 7.5% interest rate.

Estimate your scenario

How does the rent compare with the housing expense?

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Editable; defaults to 80% LTV.
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Editable estimate; not a quoted rate.
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Educational estimate only. This calculator assumes a 30-year amortization and divides gross monthly rent by estimated monthly principal, interest, taxes, insurance and HOA dues. Estimated monthly profit is gross rent minus estimated PITIA; it is not net operating income and does not include vacancy, repairs, maintenance, property management, utilities, capital expenses or other operating costs. A lender may calculate DSCR differently and may use market rent, lease rent or the lower of the two. It does not include every possible cost, fee or underwriting requirement.
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